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Writer's pictureBrad Murrill

Home Insurance Tips

From the desk of Dawn Kleinschmidt

As we start preparing for a new year, it is important to review our insurance exposures. Your insurance

agent needs to know if you have made changes around your home to ensure your home insurance

policy is up to date. For example:

1. Have you installed a swimming pool?

2. Bought a trampoline?

3. Added a pet to the family?

4. Installed a monitored alarm?

5. Put a new roof on your home?

All of these are important to ensure you are receiving the best rate possible as well as being properly

protected. The first of the year is also a wonderful time to review your auto insurance policy. Here are

some questions you should ask:

1. Do you have affordable deductibles on comprehensive and collision?

2. Do you have roadside assistance?

3. Have you paid off a vehicle?

i. If yes, confirm the lienholder has been removed from the policy.


One of the most important recommendations I can make is to consider flood insurance. Hurricane

season starts June 1st. We have seen severe storms and flooding the past few years. Flood insurance

offers peace of mind knowing your home is protected. So many people think they do not need flood

insurance until it is too late. There is a 30-day waiting period to purchase flood so do not wait!


Redfish Capital Management, LLC is registered as an investment adviser with the State of Texas and only transacts business in states where it is

properly registered or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an

endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. The content presented is

developed from sources believed to be accurate and should not be regarded as a complete analysis of the subjects discussed. All expressions of

opinion reflect the judgment of the author and are subject to change. The information in this material is not intended as tax or legal advice. A

legal or tax professional should be consulted for specific information regarding your individual situation. The material presented is for general

informational purposes only and does not constitute the rendering of personalized investment advice. Past performance may not be indicative of

future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and

there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. Content should not be

construed as an offer to buy or sell, or a solicitation of any offer to buy or sell any of the securities mentioned.

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